2025 401k Limits For Married Couples Over 60. Financial experts say that a couple aged 60 with a dual income of $75,000 per year should have seven times their household income in their retirement account. Here are the key findings and how your retirement savings stacks up.

Those 50 and older can contribute an additional. For 2025, the employee contribution limit for 401(k) plans is $23,000, up from $22,500 in 2023.